1 publication

• Published Subscription 18 Jun 2026

  AI-Assisted Personal Finance Management System with Real-Time Budget Alerts and Smart Expense Categorization

  By Ritika Subhash Mishra, Sagar Sunil Mondal, Brijesh Pandey

  Abstract: This study presents the design and conceptual development of an AI-assisted Personal Finance Management System (PFMS) that integrates artificial intelligence, machine learning, and behavioral finance principles to enhance individual financial decision-making. The proposed system aims to address limitations of traditional financial tracking tools by incorporating real-time budget alerts, intelligent expense categorization, and predictive analytics to deliver personalized financial insights. By leveraging Natural Language Processing (NLP) and pattern recognition techniques, the …

  Published in NOLEGEIN Journal of Financial Planning And Management · Vol. 9, Issue 1, 2026 Read article →