1 publication

• Published Subscription 26 Jun 2026

  Detecting Financial Vulnerability in Urban Households Using Machine Learning: A Predictive Model for Early Risk Identification

  By Samruddhi Avhad, Tanisha Bhatt, Anamika Dhawan

  Abstract: Urban households in an emerging economy are facing financial vulnerability which is a growing socioeconomic concern and usually does not notice the traditional credit evaluation methods. This study proposes a machine learning-based model that will predict an early warning of financial vulnerability by integrating both behavioral and socioeconomic factors. A structured questionnaire was used to collect primary data comprising of 328 urban households with Indians. After data preprocess and feature …

  Published in NOLEGEIN Journal of Operations Research & Management · Vol. 9, Issue 2, 2026 Read article →