1 publication

• Published Ahead of print Open access Article 27 Jan 2023

  Role of Artificial Intelligence in Inclusive and Digital Lending in India

  By Jonnalagadda Anil Kumar, Sreekanth CVVD

  Abstract: A vast majority of the population, especially the rural and low-income strata of the society, lacks access to credit from financial institutions. Lack of documented income, issues in ascertaining the customer identity and creditworthiness, relatively high distribution, and service cost are barriers to financial inclusion. In the post-COVID era, these customers may further be isolated and deprived of formal credit. Artificial intelligence (AI) offers novel ways of assessing creditworthiness, repayment …

  Published in NOLEGEIN Journal of Information Technology & Management Read article →