In todays' fast-changing economic environment all over the world, literacy in finance is an essential requirement for everyone, whether student, employee or entrepreneur, to ensure the financial wellbeing of self and family. The importance of literacy in finance has increased recently due to the current pandemic, Covid -19, where many have suffered financially. They do not have sufficient savings and investment to use in these critical situations and do not have regular earnings to meet basic needs such as food and medical (health). Hence, the need to enhance financial literacy and behaviour occupied a prominent place in India and worldwide. However, financial learning is not the only skill required for responsible economic behaviour, they also need to consider proper financial attitude. The study aim is to analyse and understand the financial literacy levels of teachers' working in higher learning institutions in Hyderabad and their impact on their financial behaviour. The teachers are instrumental in shaping their student community to protect them financially and to uplift economically. A structured questionnaire was adopted to undertake the study, which contains two sections: section 1 includes variables relating to Socio-demographic factors and section 2 consists of variables on financial numeracy, knowledge, attitude, and behaviour. Descriptive analysis has been used to analyse the data and found that only 21% of the teachers' possess a higher level of financial numeracy skills, 23% have a higher level of knowledge in finance. Concerning financial behaviour, 48.5% of teachers working in higher learning institutions in Hyderabad have high financial behaviour. The study also identified that financial literacy influences financial behaviour by 59%. This study can help different stakeholders such as policymakers, academic institutions, and corporate entities enhance literacy levels in finance in general and teachers working in higher learning institutions to improve individuals' economic wellness.
