Enterprise Risk Management (ERM), Financial Risk Governance, Business Continuity Planning, Operational Risk Mitigation, Cyber-analytics, Fraud Exposure Assessment, Isolation Forest, Ensemble Learning,

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• Published Subscription 15 Jul 2026

  Optimizing Enterprise Financial Risk Management: An Advanced Ensemble Machine Learning Framework for Transactional Fraud Mitigation and Business Continuity

  By Shipra Aggarwal, Manish Aggarwal

  Abstract: Transactional fraud represents a critical threat to enterprise risk management (ERM) and corporate governance, draining billions annually from global financial infrastructures. The Nasdaq Global Financial Crime Report estimates total fraud losses at $485.6 billion annually, with credit card fraud alone accounting for $28.6 billion. Managing this operational vulnerability is severely challenged by data asset asymmetry, where legitimate transactions dwarf fraudulent anomalies by a ratio exceeding 500:1. Standard classification models trained …

  Published in NOLEGEIN Journal of Business Risk management · Vol. 9, Issue 2, 2026 Read article →