Unified Payments Interface, UPI, Digital Economy, Digital Payments, Financial Inclusion, FinTech, Digital Public Infrastructure, Entrepreneurship, Consumer Behaviour, Financial Technology, India.
1 article · search the full text for this term
-
UPI and the Transformation of India's Digital Economy
Abstract: From a payment innovation, the Unified Payments Interface (UPI) has grown into a crucial pillar of India's quickly developing digital economy. It is important not just for facilitating electronic transfers but also for establishing an interoperable environment where banks, merchants, customers, and IT firms may engage in digital transactions via a shared infrastructure. This shift has been expedited by the expansion of mobile connection, cellphones, bank account penetration, and financial …
Published in NOLEGEIN Journal of Management Information Systems · Vol. 9, Issue 2, 2026 Read article