1 publication

• Published Subscription 7 Oct 2026

  UPI and the Transformation of India's Digital Economy

  By Shalu, Garima, Rinku

  Abstract: From a payment innovation, the Unified Payments Interface (UPI) has grown into a crucial pillar of India's quickly developing digital economy. It is important not just for facilitating electronic transfers but also for establishing an interoperable environment where banks, merchants, customers, and IT firms may engage in digital transactions via a shared infrastructure. This shift has been expedited by the expansion of mobile connection, cellphones, bank account penetration, and financial …

  Published in NOLEGEIN Journal of Management Information Systems · Vol. 9, Issue 2, 2026 Read article →