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72 articles for “Savings”
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UPI and the Transformation of India's Digital Economy
Abstract: From a payment innovation, the Unified Payments Interface (UPI) has grown into a crucial pillar of India's quickly developing digital economy. It is important not just for facilitating electronic transfers but also for establishing an interoperable environment where banks, merchants, customers, and IT firms may engage in digital transactions via a shared infrastructure. This shift has been expedited by the expansion of mobile connection, cellphones, bank account penetration, and financial …
Published in NOLEGEIN Journal of Management Information Systems · Vol. 9, Issue 2, 2026 Read article
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Strategic Management in Indian Pharmaceutical Industry
Abstract: Producing pharmaceuticals, i.e., a drug is a complex process. For an Active Pharmaceutical Ingredient (API), the manufacturer requires a reliable, supply of high quality raw materials, technical expertise and a stable supply of electricity, gas and other utilities, plus sufficient human resource capacity, scientists and pharmaceutical process/regulatory expertise. For the manufacturing of quality drugs, guidelines are fixed which are mandatory for each and every process. It is crucial that pharmaceutical …
Published in NOLEGEIN Journal of Operations Research & Management · Vol. 3, Issue 2, 2020 · pp. 45–58 Read article
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Problems faced by Indian drivers.
Abstract: Making a living as a driver is not easy. Like any other profession, truck driving has its own challenges. Although some problems cannot be controlled, drivers need to be careful while operating, be aware of the dangers, and learn how to deal with them. This study investigates two important aspects of drivers' lives: their work, their health and financial situation, and corruption in the transport sector. Save LIFE Foundation (SLF) …
Published in NOLEGEIN Journal of Operations Research & Management · Vol. 6, Issue 2, 2023 · pp. 34–38 Read article
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A Study on Assessing the Effectiveness of Indian Post Payments Bank in Expanding Financial Inculsion Among Rural Area
Abstract: Financial inclusion remains a critical driver of equitable economic development in India, particularly in rural areas where access to formal banking services has historically been limited. This study examines the effectiveness of India Post Payments Bank (IPPB) in expanding financial inclusion among rural populations by leveraging the extensive postal network and digital banking infrastructure. Established to bridge the last-mile connectivity gap, IPPB delivers doorstep banking services through postmen and Gramin …
Published in NOLEGEIN Journal of Operations Research & Management · Vol. 9, Issue 2, 2026 Read article
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Detecting Financial Vulnerability in Urban Households Using Machine Learning: A Predictive Model for Early Risk Identification
Abstract: Urban households in an emerging economy are facing financial vulnerability which is a growing socioeconomic concern and usually does not notice the traditional credit evaluation methods. This study proposes a machine learning-based model that will predict an early warning of financial vulnerability by integrating both behavioral and socioeconomic factors. A structured questionnaire was used to collect primary data comprising of 328 urban households with Indians. After data preprocess and feature …
Published in NOLEGEIN Journal of Operations Research & Management · Vol. 9, Issue 2, 2026 Read article
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New era of implying Hertzberg Theory of Motivation in workplace
Abstract: Virtual workplace is where an employee works in a different situation away from his office, manager and his colleagues. The system is unique in its own way where it offers full-time flexibility and a low-stress job. It also has its own list of disadvantages. Employees often feel isolated, lack of trust, difficult to be motivated and even the fear of career limits. The management other than to be focussed more …
Published in NOLEGEIN Journal of Performance Management & Retention Strategies · Vol. 2, Issue 2, 2019 · pp. 13–17 Read article
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Assessing Financial Strength Through Altman’s -Z Score Model: A Case Study of Yash Metallics Pvt. Ltd., Kolhapur
Abstract: Financial health of business is very important for the costs of financial distress are typically classified stakeholders of the business including internal and as either direct or indirect. Predicting financial distress is a very influential tool which can help both corporations and investors in making intelligent and prudent decisions. It helps managers to take preventive actions in order to save the firm from falling prey to distress. They can improve …
Published in NOLEGEIN Journal of Performance Management & Retention Strategies · Vol. 2, Issue 2, 2019 · pp. 6–12 Read article
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Investigating The Effects of Flexible Work Ar-rangements on Organizational Performance and Employee Satisfaction
Abstract: The purpose of this study is to investigate how flexible work schedules affect both organizational performance and employee satisfaction. The research was conducted using primary data collection i.e. through online and offline questionnaires. The population of the study is employees working in an organization, public or private, working in any department at all positions including top management, middle management, or lower positions. The sample for the study is collected from …
Published in NOLEGEIN Journal of Performance Management & Retention Strategies · Vol. 7, Issue 2, 2024 · pp. 20–28 Read article
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Work-from-Home Culture: Productivity and Employee Satisfaction Post-COVID-19
Abstract: The COVID-19 pandemic triggered a dramatic transformation in workplace structures, forcing organizations across the globe to rapidly transition from traditional office settings to remote work arrangements. What began as an emergency response to a public health crisis has gradually developed into a long-term operational strategy for many sectors. In the post-pandemic era, work-from-home (WFH) models are no longer viewed merely as temporary solutions but as integral components of modern employment …
Published in NOLEGEIN Journal of Performance Management & Retention Strategies · Vol. 9, Issue 1, 2026 Read article
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Artificial Intelligence in Supply Chain Management
Abstract: Every company's long-term sustainability depends on an effective supply network. Inventory estimation accuracy is a significant competitive advantage. The supply chain's capacity to satisfy demand is affected by weather, excessive seasonality, and changes in customer perception or media attention. Humans can now think at previously unimaginable levels thanks to AI, which has just been shown to act as an extension of the human brain. Instead of replacing humans, artificial intelligence …
Published in NOLEGEIN Journal of Supply Chain and Logistics Management · Vol. 5, Issue 1, 2022 Read article
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Algorithm in E-commerce logistics
Abstract: First, the logistics information for e-commerce is explained. A detailed analysis is also done on the block chain technology, cryptography technology, block chain consensus algorithm, block chain application scenarios, and other relevant technologies. In the end, a block chain model for tracking logistical information in real-time for e-commerce is developed. It is discovered that data will only be saved on the chain when more than 51% of the distributed system's …
Published in NOLEGEIN Journal of Supply Chain and Logistics Management · Vol. 7, Issue 1, 2024 · pp. 6–11 Read article
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A Critical Review of the Essential Commodities Act
Abstract: The 1955 Essential Commodities Act (ECA) is still a key part of India's regulatory system. Its goal is to make sure that important items are always available and to prevent customers from being taken advantage of. This page talks about the history, goals, and main parts of the Act. It focuses on how it controls the production, supply, distribution, and pricing of important goods such food grains, pulses, edible oils, …
Published in NOLEGEIN Journal of Supply Chain and Logistics Management · Vol. 9, Issue 1, 2026 Read article