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1247 articles for “Psychological, COVID-19, Education system, Online education, Behavioral, Cognitive development.”
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Layoffs: A Recent Trend
Abstract: In India as well as other parts of the world, layoffs—the termination of a group of employees’ employment for a variety of reasons, including restructuring, downsizing, or economic downturn—have become a regular occurrence. Layoffs have been especially common in the manufacturing, financial, and technology industries in recent years. The employment market appears to be swinging from crisis to crisis because of the growing rate at which one crisis is following …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 6, Issue 2, 2023 · pp. 29–34 Read article
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Black Swan Event and Stock Market
Abstract: This study focuses on understanding how the black swan has affected the stock market. What impacts it has created on the US and Indian Market. Understanding what the views of the investors during Black swan were. What changes were there on the market. The researchers wanted to investigate how the stock market affected investors. In conclusion, in the research we come to know what the impacts on the market were, …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 6, Issue 2, 2023 · pp. 13–19 Read article
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A Study on Student Borrowing Behaviour Through Credit Apps in Chennai
Abstract: This research aims at studying the borrowing proportion of students through credit apps in Chennai with a focus on Slice and mPokket. While these apps do provide rapid financial support, doubts are raised regarding their implications towards an individual's financial stability and mental well-being. Factors influencing the dependency of the student have been highlighted in this research while the effect of borrowing on stress, anxiety, and decision-making about finances has …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 8, Issue 2, 2025 · pp. 1–6 Read article
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Assessing the Role of India Post Payments Bank in Promoting Financial Inclusion: A Study on Customer Satisfaction
Abstract: Financial inclusion remains a critical objective in India’s economic development agenda, particularly in extending formal banking services to rural and underserved populations. India Post Payments Bank (IPPB), launched in 2018 under the Department of Posts, represents a unique institutional model that combines digital banking with an extensive postal network to enhance financial accessibility. This study assesses the role of IPPB in promoting financial inclusion, with a specific focus on customer …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 9, Issue 1, 2026 Read article
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Savings to Investments: A Study of Financial Behaviour among Salaried Individuals
Abstract: The transition from saving to systematic investment has become increasingly significant in emerging economies, particularly among salaried individuals who rely on fixed monthly incomes. This study examines the financial behaviour, investment preferences, and risk orientation of salaried individuals through an empirical investigation. Primary data were collected from 150 respondents using a structured questionnaire, and statistical tools including descriptive analysis, Chi-square tests, Spearman’s correlation, and One-Way ANOVA were applied to examine …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 9, Issue 1, 2026 Read article
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A Comparative Study of the Impact of Behavioural Finance on Equity Investment Decisions: Evidence from Investors in Junagadh and Rajkot
Abstract: This study examines the influence of behavioural finance on equity investment decisions among individual investors in Junagadh and Rajkot. The research is based on primary data collected through structured questionnaires administered to 200 respondents, with an equal representation of 100 investors from each city. The study specifically focuses on key behavioural biases, including overconfidence, familiarity bias, regret aversion, and narrow framing, and further evaluates the impact of demographic factors such …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 9, Issue 2, 2026 · pp. 1–8 Read article
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Impact of User Perceptions on Digital Financial Service Usage: Evidence from Rural Households in the Saurashtra Region
Abstract: The rapid expansion of digital financial services (DFS) has improved financial inclusion, particularly in developing economies like India. However, despite better access, their actual use among rural populations remains uneven. This study explores how user perceptions influence the adoption of digital financial services among rural households in the Saurashtra region. Using a quantitative approach, primary data were collected from 275 respondents. The analysis focused on three key perception-based factors—perceived usefulness …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 9, Issue 2, 2026 · pp. 9–23 Read article
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Optimizing Enterprise Financial Risk Management: An Advanced Ensemble Machine Learning Framework for Transactional Fraud Mitigation and Business Continuity
Abstract: Transactional fraud represents a critical threat to enterprise risk management (ERM) and corporate governance, draining billions annually from global financial infrastructures. The Nasdaq Global Financial Crime Report estimates total fraud losses at $485.6 billion annually, with credit card fraud alone accounting for $28.6 billion. Managing this operational vulnerability is severely challenged by data asset asymmetry, where legitimate transactions dwarf fraudulent anomalies by a ratio exceeding 500:1. Standard classification models trained …
Published in NOLEGEIN Journal of Business Risk Management · Vol. 9, Issue 2, 2026 Read article
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Research interpretation on assimilative functionalism of FDI in Indian Insurance Sector
Abstract: As a largest democracy India is no doubt a developing economic ecology and many economists consider it an attractive hotspot for financially inclusion, in particular generalization specially for rapidly growing and changing insurance market spatial space. Indian insurance industry is one of the sunrise sectors with huge growth potential. Foreign direct investment pivoted deceive functionalistic role in the economic development of the country. However, Foreign Direct Investment (FDI) is injected …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 1, Issue 2, 2018 · pp. 1–6 Read article
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Startup India New Opportunities for the Entrepreneur
Abstract: India Accounts For Four Percent of Global GDP today. Startup India is the lead activity of the Government in the midst of flourish and rapture. The methodology of the Central Government considers the aggregate goals and undertaking of the hazard taking Indian. The accomplishment of the Silicon Valley new businesses has numerous unyielding and unflinching Indians in its core. India tries to add to 15-20percent worldwide GDP. It happens when …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 1, Issue 1, 2018 · pp. 32–34 Read article
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Women Entrepreneur Plays Highly Important Roles for Betterment of the Nation
Abstract: In today’s era the women plays a vital role in the development of nation and its economy. In india, women has an important role in the society and status. The hidden business potentials of women have been increasing and now they comes in the list of top entrepreneurs of the world. The main purpose of this paper to show that womens have equal rights. There are equal opportunities to both …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 2, Issue 1, 2019 · pp. 6–8 Read article
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Governmental Assistance of Entrepreneurship
Abstract: A lively economy is described by its capacity to make a consistent stream of new endeavors. Visionary business people make new associations, use new strategies, get new items to fulfill unfilled requests, and right market inadequacy. Enterprising section likewise uplifts rivalries and powers officeholders to be increasingly inventive and profitable. Schumpeter (1942) broadly imagined business people as the extreme trend-setters who upset existing balance and brains the "innovative decimation," a …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 2, Issue 1, 2019 · pp. 19–28 Read article
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The Role of Microfinance in India and Challenges Faced by IT
Abstract: NABARD (National Bank for Agriculture and Rural Development) has defined microfinance as the provision of thrift, credit, and any other type of financial services and products of very small amount basically for the poor people in rural, semi-urban or urban areas and this provision is for enabling these people to raise their level of income and standard of living. Microfinance is a range of financial services which helps small scale …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 2, Issue 2, 2019 · pp. 14–23 Read article
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The Pivotal Credibility of Leaders upon Environmental Challenges and Wondering Energies
Abstract: The term “Environmental Conviction” is based upon the rational humankind which determined theirwidespread souls to incept the environment along with its gravity, charm, life, belief, participation,safety, and security as very imperative right from the very beginning. Therefore, it is quite evident thatit is nothing apart from the absolute situational circumstances and the subjects, objects, and theirimpactful combination that form its surrounding. Now the fact is that each one of us …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 4, Issue 1, 2021 Read article
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A Critical Analysis of Role of Innovation and Entrepreneurship on HR Practices in India
Abstract: The dynamic environment and globalization has brought about a consistent pressure on the organizations to continually change their practices, product and process, to endure and support. Besides, the organizations have perceived the necessity of introducing innovative and new practices, product and process. In the globalization time, to contend and continue in a long run, a business foundation must be inventive and cultivate the culture of innovation and entrepreneurship by tapping …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 5, Issue 2, 2022 · pp. 1–12 Read article
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A Concept for an Enhanced Future Readiness Model (FRM) for Firms in the Context of Industry 4.0
Abstract: Since the pandemic organizations have focused on ways to improve engagement, adapt to the new world and develop strategies for survival. In support of these goals an enhanced future-readiness model is proposed that encompasses concepts from ambidexterity, strategic foresight and organisational resilience applied to the industry 4.0 context. The model identifies thirteen primary (13) internal and external factors that can be used to design and apply a future readiness model …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 6, Issue 1, 2023 · pp. 1–9 Read article
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Efficiency of Micro, Small and Medium Enterprises (MSMEs): An Empirical Study of MSMEs in the Srikakulam District of AP
Abstract: MSMEs, or micro, small, and medium-sized businesses, have been considered the engine behind economic expansion in the pursuit of equitable development. The sector's employment potential at low capital costs is by far its greatest benefit. Compared to enterprises, the MSME sector has a significantly greater labour intensity. Performance in enterprise level should be evaluated from many aspects, which can not only reflect the financial position of the current marketing, but …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 6, Issue 1, 2023 · pp. 35–45 Read article
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Patent Rights: An Analysis of Legal and Economic Perspectives
Abstract: Patent rights play a crucial role in the fields of innovation, technology, and commerce, providing legal protection for inventors and encouraging progress and economic growth. This paper presents an analysis of patent rights from both legal and economic perspectives, highlighting their significance and impact on various stakeholders. From a legal standpoint, the paper examines the fundamental principles underlying patent rights, including the requirements for patentability, the scope of protection, and …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 6, Issue 1, 2023 · pp. 46–57 Read article
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Influence of Workplace Spirituality on Organizational Commitment
Abstract: This study examines the impact of organizational commitment on workplace spirituality, with the goal of illuminating the connection between these two dimensions. Organizational commitment is the degree of devotion and allegiance employees have to their employer, whereas workplace spirituality refers to the integration of spiritual ideas and practices inside the workplace. According to the study, there is a strong correlation between organizational commitment and spirituality at the workplace. Employees who …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 6, Issue 2, 2023 · pp. 103–109 Read article
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Empowering Women Empowers the Next Generation
Abstract: When women are empowered, the benefits permeate every facet of society. First and foremost, it shatters the glass ceiling, demolishing gender barriersthat have stifled progressfor centuries. It fuelsthe engine of education, empowering women to become informed, educated citizens capable of contributing meaningfully to their communities. Economic opportunities flourish as women enter the workforce and start businesses, injecting vitality into economies. More people are getting involved in politics, which guarantees a …
Published in NOLEGEIN Journal of Entrepreneurship Planning, Development and Management · Vol. 6, Issue 2, 2023 · pp. (13–17) Read article