All articles
161 articles
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A Study on E-Banking and Traditional Banking Services and comparison
Abstract: This paper aims towards understanding the concept of online banking and traditional banking. In the modern era of technology. Human life has become far easier than the normal one. Due to technology everything is computerized. Banking is additionally the one from all of them. After the 18th century banking system has been much developed within the field of technology. Due to technology there are numerous innovations in banking sector. Every …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 2, 2021 · pp. 15–22 Read article
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A Study on” Savings and Investment Pattern Among the Working Class People in Belagavi City”
Abstract: Investment is an economic activity and it is fascinated by people as a sphere of intense activity.The main aim of any saver is to do investment as these small investments made today are to meet their upcoming expenditures. The amount of outlay and proportion of savings largely depends upon the income levels of people. Investments are made out of savings, or in other words, people invest their savings. The investor …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 2, 2021 · pp. 1–14 Read article
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Indian Banking Sector - Issues, Challenges and the Road Ahead
Abstract: In the past three decades Indian banking has faced numerous challenges in the form of technology, product innovation, customer expectations and economic slowdown. Indian banking system has been strong enough to handle the challenges and have certain outstanding achievements, one of its major achievements is its extensive reach and ability to serve the ever growing Indian population. This sector offers numerous amenities and prospects towards the growth of the economy. …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 2, 2021 · pp. 23–35 Read article
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Working Capital Preferences for Agro Based MSMEs: A Case Study on Selected Enterprises of DK District
Abstract: We today live in the economy that believes in continuous innovations. Our economy is kept young by the “next new thing.” Time to time inevitable changes take place & the new ideas replace the old ones. MSME’s are also not an exception to this. Things across the globe change very fast in manufacturing & services sector. Today we find that Agro based MSME’s have lot to do. They mobilize best …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 2, 2021 · pp. 49–54 Read article
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Case Study: The Impact of NAFTA on Real GDP and GDP Per Capita of the Member States
Abstract: NAFTA, The North American Free Trade Agreement is a trilateral agreement negotiated by thegovernments of Canada, Mexico, and the United States on January 1, 1994. This agreement createdone of the world’s largest free-trade zones in history, laying the foundation for strong economicgrowth, rising prosperity for its member countries, and the strengthening of political ties. Byimplementing NAFTA, it systematically removed tariffs on the majority of goods produced by itsmembers. The last …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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Financial Impact of COVID-19 in India-Critical Review
Abstract: Investment and savings is the pillar for people to safeguard them during the crisis. It is important tosay that, Indians are grown up with the habit of these investment and savings. India is stabilized itsfinancial position during the Global Financial Crisis in 2007-2008 speedily because of its investmentand savings pattern in various form of reserves. But COVID-19 hit the economical position of the peoplevery much because of its prolonged lockdown …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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Advances to MSME’s becoming Non-performing in Chhattisgarh Rural Banks in Bilaspur District of Chhattisgarh: Counter Strategies
Abstract: Non-performing customers are always a menace to banks. With passage of time and advent ofbusiness expansion, Chhattisgarh Rural Banks in Bilaspur district of Chhattisgarh, is facing alarmingincline in the cases of advances given to MSME’s becoming non-performing. This paper ranks theunderlying reason for advances becoming non-performing based on survey taken from MSME’s inBilaspur District.
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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A Study on Financial Performance Analysis of Aluminium Company Limited (NALCO)
Abstract: Equitable inquiry is a way to determine and interpret statistical relationships based on a budgetsummary. It is the number one analysis in a relationship that should be set according to some logicaland rational strategies. Next the part is connected numerically between two objects and transferred tothe plural structure. The second relevant study information is collected from the Schedules, previousnotes, Budgets, through the company's websites and other statements provided by the …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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Impact of COVID-19 On Microfinance
Abstract: This study highlights the role of microfinance institutions in developing economies and the impact ofthe ongoing COVID-19 coronavirus pandemic on microfinance institutions. It subsequently argueswhy the pandemic has a negative influence on the financial efficiency of microfinance institutionswhile resulting in a positive social outlook for MFIs at the same time.
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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COVID-19 Impacts on Indian Economy: A Review
Abstract: The COVID-19 pandemic had a great outbreak not only on human lives but also on the economies.Arising economies like India had faced a greater impact of this pandemic because of its poor healthinfrastructure, poverty, population and slowing growth rates. The government is taking variousdecisions to control this pandemic, but nobody knows is these decisions are sufficient or not, as thisdepend on when the virus is controlled in the country. But …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 4, Issue 1, 2021 Read article
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Managerial Accounting—A Necessity for Business Success
Abstract: Managerial accounting is a very useful tool in decision-making because managers need various information about the development of the economy within the organizations they lead, from comprehensive cost awareness to analysis of decision-makers' behaviour. Therefore, management accounting has become an important part of the management process by providing essential information to managers who need to prepare, monitor and evaluate in an evolving business climate, highly competitive, characterized by imperfect information, …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 2, 2020 · pp. 14–20 Read article
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The Role of the Saudi Banking Sector in Economic Development Under Vision 2030
Abstract: This study aims to determine the role of Saudi banking sector in economic development under Vision 2030. The population targeted for the study encompasses the real Kingdom of Saudi Arabia gross domestic product (GDP) from 2009 to 2018, and data entry point on all banking institution assets, liquid liabilities, and deposits. The number of commercial banks operating in Saudi Arabia stood at 26 (25 operating and 1 licensed) in 2017. …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 2, 2020 · pp. 37–43 Read article
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Factors Affecting Internal Audit Effectiveness and Performance in Government Organizations of Ethiopia: The Case of Amhara National Regional State Government Development Enterprises
Abstract: Internal audit plays important roles for the organizational survival and achievement. The main purpose of this study was to examine factors affecting internal audit effectiveness and performance in ANRS government development enterprises in Ethiopia by using both quantitative and qualitative approach (mixed approach). The research used descriptive statistics by selecting governmental development enterprises in Ethiopia. The data of this study were collected from; who is employed in the selected government …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 2, 2020 · pp. 44–60 Read article
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Mutual Funds and Index—The Best and Safe Investment
Abstract: Mutual fund and index industry in India have developed rapidly and gained a lot of popularity from the past couple of decades, especially after the incorporation of Unit Trust of India in 1964. There has evolved parallel a rich attainable educational literature such as numerous subjects associated with mutual funds. One of the most regularly addressed topics inside the modern-day literature is investor’s belief and preferences, approximately various mutual price …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 2, 2020 · pp. 21–36 Read article
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Cashless Policy in Nigeria: The Journey So Far
Abstract: Cashless economic policy was conceptualized by the central bank to migrate Nigeria’s economy from cash-based to a cashless one through electronic payment system; this would not only enable Nigeria’s monetary system be in line with the international best practices and norms, but also increase the proficiency of the payment system which will in turn improve the quality of service being offered to the banking public. This paper examined the recently …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 2, 2020 · pp. 1–13 Read article
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A Study on Students’ Awareness about E-Banking Products and Services of Commercial Banks in Porbandar City
Abstract: The banking sector has emerged as a very important service industry in the present competitive world. The transfer from the traditional banking to e-Banking has been a rising amendment in banking dealings. Enlarged competition, the advancement of information and communication technology, changing business environment, etc. are the important concerns that have forced banking services to change. Generally, e-banking products and services include debit, credit cards, online/Internet banking, mobile banking, and …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 1, 2020 · pp. 1–7 Read article
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Impact of Technological Factor on Accounting Practice in Ondo State, Nigeria
Abstract: This study investigated the impact of technological factor on professional accounting practice, with a view to examine the ICT (Information Communication Technologies) impact on efficiency of professional accounting practice and timely delivery of professional accounting work in Ondo State, Nigeria. A cross-sectional survey research design was used, and questionnaire was adopted as a main source of data collection. A purposive sampling technique was used for selecting expert chartered accountants. A …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 1, 2020 · pp. 16–22 Read article
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Priority Sector Lending with Reference to South Canara District Central Co-operative Bank Limited, Mangalore
Abstract: An efficient banking system is necessary for the development of the country. The success and failure of the economy are determined by the role played by the banking sector. Due to lack of financial support, certain sectors were lagging in development. This led to the introduction of priority sector lending with an intention of advancing credit to ignored sector such as agriculture, education, etc. The priority sector lending is a …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 1, 2020 · pp. 8–15 Read article
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The Dynamic Linkage Between Interest Rates and Stock Prices: An Application of ARDL Bound Test
Abstract: The purpose of this research paper is to investigate the effect of interest rate on stock price in the Nepali market by applying time-series monthly data from 2010to-2019 periods. This study examined the linkage between NEPSE index and interest rate (90-day T-Bill) using the autoregressive distributed lag mode(l) and error correction model to explain the behavior of the Nepal stock market. The reliability and validity of our estimations are confirmed …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 1, 2020 · pp. 27–35 Read article
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Financial Markets Industry in India
Abstract: The present article is a descriptive as well as an analytical study of the working of financial markets in India. This research will be focusing on the growth of the financial sector in the Indian economy and also some loopholes.SEBI and RBI also have come with a lot of new reforms and procedures to secure investors in case of fraud and insider trading. A financial market is a wider concept …
Published in NOLEGEIN Journal of Financial Planning and Management · Vol. 3, Issue 1, 2020 · pp. 23–26 Read article